Personal Loans
Get started with a personal loan from JPB Mortgage Group.
Whether it’s that overdue family holiday you’ve been promising, or that new car you’ve been dreaming about for what seems like forever or perhaps you’re ready to take control of your finances as a first step towards owning your own home, a personal loan from JPB Group could be the answer.
Unlike home loans however the terms of a personal loan can vary greatly from one lender to another.
The overall cost to establish a personal loan, including any ongoing fees and charges as well as the interest rate will depend on things such as but not limited to :-
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The purpose
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The amount borrowed
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The loan term
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Your credit history and
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Whether the loan is secured or unsecured.
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With access to the latest comparison software the JPB Group can quickly compare hundreds of products across dozens of lenders to help source the best solution.
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Contact JPB Mortgage Group today to arrange an appointment
Credit Cards & Overdrafts
Access to credit when you need it!
While the majority of credit facilities must be repaid within a set term determined by the lender and specified in the loan contract, facilities such as Credit Cards and personal overdrafts can remain in place for an indefinite period of time, providing the terms on the credit contract are met.
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Sometimes referred as an "Ever Green" facility, once established they can be a convenient way of accessing credit when required without the need to complete another application.
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Like other forms of credit falling under the banner of personal lending, the interest rates, fees and other charges applied can vary greatly from one lender to the next.
To be certain you're getting the best deal give us a call or send us a message.
Short term loans
For the unexpected - a great way of staying on track!
What is a short term loan?
Unlike personal loans, short-term loans often involve smaller loan amounts and written over a shorter term, usually 12-18 months maximum.
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They are often used as a convenient fast way of clearing smaller debts, sometimes unexpected yet urgent, or used as a valuable option for a new business not yet eligible to apply for mainstream credit or perhaps used to consolidate a number of smaller debts
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While the interest rate, fees and others charges applied to short terms loans are likely to be more expensive, if used wisely they can be an effective way of avoiding potential financial hardship.
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