Your first home.
Get started with the best advice and the right loan from the JPB Mortgage Group.
Buying your first home can be an exciting time, however without a little forward planning and an understanding of each of the steps involved it can quickly turn into a time of stress, confusion and sometimes financial loss.
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Engaging the services and experience of JPB Mortgage Group to arrange finance is not only a great way to gain an understanding of the process, it reduces the risk of mistake as we manage and walk you through each step of the process.
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Following our initial assessment we’ll source a lender and product that we consider to be the best fit based on your current circumstances.
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We’ll give guidance on things such as minimum deposit requirements, additional costs that are often overlooked, the loan application and underwriting processes providing you with tips and advice that will better your chances of securing an approval.
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Once approved we’ll provide further guidance on properties acceptable to the lender which often saves time.
As an Approved Agent of the various State Revenue Office’s (SRO), we’ll also facilitate the First Home Owner’s Grant (FHOG) Application process. (subject to eligibility criteria)
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Then once you’ve found that dream first place we’ll walk you through each of the final steps as we head towards settlement.
Our goal is to provide a seamless end to end service that gives you the best chance of securing your dream.
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Contact JPB Mortgage Group today to arrange an appointment.
Investment & SMSF loans
Helping you take your first step onto the investment property ladder.
Our service to you extends well beyond that first transaction.
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For us it’s also about the bigger picture. The longer term. Setting the course for your success.
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For many of our customers we’ve not just helped to secure their first home or that refinance, we’ve gone on to secure that first step onto the Investment Property ladder. While many of us dream of one day investing in property, for a lot of people it remains just that. A dream. For many people not knowing where to start, what or where to buy or perhaps they’ve heard a bad story can make it seem all too hard.
Like any investment, property is not risk free. However by following a few set rules, and engaging the experience and knowledge you need can help to limit those risks making the next acquisition for your property portfolio seem that much easier.
At JPB Mortgage Group we see you as a client for life. We help you to stay on track so that when you’re ready to take that step we’re ready to help.
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Call JPB Mortgage Group to see how we can help you achieve your investment dream.
Refinance Debt Consolidation
Preparing for that next step.
Leading a busy life can make it difficult to find time to review our own finances.
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Most of us are working harder and longer in an effort to get ahead, yet for a lot of people the extra dollars they’re working longer to earn are often sitting inside their own personal finances just waiting to be uncovered!
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So it makes sense to review our own financial circumstances regularly. In many cases what starts out as an enquiry about a sharper rate on an existing home loan often leads to a complete consolidation of all debts into one easy to manage facility where the overall average rate is far less than before putting some of those hard earned dollars right back where they belong. In your pocket!
Specialist Lending
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Recently declined loan application?
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Poor credit history?
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Declared bankrupt?
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Clear credit but can't show genuine savings?
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As a solution focused business, we pride ourselves on being able to provide solutions for those who need it.
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While rates from a Specialist lender can be higher it’s important to remember that Specialist loans are mostly used as a way of fixing a temporary problem.
​In many cases the use of a Specialist loan, particularly for debt consolidation increases your cash flow, giving you the extra dollars and the time, you need to get back on top of things.
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Following a period of time and providing you can demonstrate timely repayments we’ll look to refinance the debt back into a mainstream lender.
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If this sounds like a solution for you then call JPB Group today to arrange an appointment.
